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How Individual Health Insurance Effects You in 2024 Individual health insurance, at least in Nevada, has gotten to the point that most plans are high deductible plans meaning you pay…

Medicaid 2023 Moving Into 2024 As an insurance broker for 20 years, I have seen many changes in our industry. Medicaid has in recent years made significant changes. The latest…

Drug Pricing in America This blog is a follow-up to a recent blog I wrote on drug pricing in America. It seems that people are starting to notice just how…

Lowering Medication Costs In America Just read an article on the Internet that the Biden Administration is going to enact a rarely used law called march-in-rights to seize patents of…

Affordable Care Act Arrived In 2008 Obamacare came into being in 2008 and has grown considerably since with varying degree of both success and failure. The success is simply that…

Drug Pricing This blog is a follow-up to a recent blog I wrote on drug pricing in America. It seems that people are starting to notice just how high drug…

The Difference Between Medicare Supplements and MAPD Plans Original Medicare allows you to see any doctor, and go to any hospital if they accept Medicare meaning Medicare has allowed them…

Medicare Window Each year between October 15th and December 7th, seniors can make changes in their Medicare insurance plans. Seniors who have Medicare Advantage plans and those with standalone drug…

The Inflation Reduction Act With a lot of fanfare about the Inflation Reduction Act reducing the cost of medications is ludicrous. This bill states that 10 medications will cost less…

The Nuts and Bolts of Medicare and Advantage Plans Original Medicare is a program that has no maximum out-of-pocket meaning if you have something serious happen and the bill is…